From working capital to equipment, from lines of credit to commercial real estate — we structure funding around your business, not a product menu.
Flexible funding for the operational demands that keep your business moving — inventory, payroll, marketing, expansion, and everything in between. Structured around your revenue cycle.
Our working capital loans are designed for businesses that need reliable access to operating funds without the rigidity of traditional bank loans.
We underwrite based on your business performance, not just credit score.
Daily, weekly, or monthly remittance options aligned to your cash flow.
Strong performance unlocks larger facilities and improved terms over time.
Acquire, upgrade, or replace the machinery, technology, and vehicles your business depends on — without drawing down operating capital or waiting for bank approvals.
The equipment itself serves as primary collateral, enabling more favorable terms for qualifying businesses.
Full ownership transferred immediately upon funding — no lease complications.
Potential Section 179 deduction benefits. Consult your tax advisor.
We can fund directly to equipment vendors on your behalf.
A funding structure where repayment is tied directly to your revenue — when business is strong, you repay more; when it slows, repayments flex accordingly. No fixed monthly burden regardless of performance.
Ideal for businesses with variable or seasonal revenue who need capital that moves with them.
Repayments scale with your actual revenue — built-in flexibility.
Keep 100% ownership of your business. We share in revenue, not equity.
Consistent performance opens the door to increased funding capacity.
A standing facility you draw from as needed, repay, and draw again. The right tool for businesses that face recurring capital needs — or simply want a financial backstop always available.
Access funds within 24 hours of request once your line is established.
Interest accrues only on your outstanding drawn balance.
As you repay, capacity restores — ready for the next opportunity.
Turn outstanding invoices into immediate working capital. Stop waiting 30, 60, or 90 days for clients to pay — access up to 90% of invoice value within 24 hours.
Don't let your accounts receivable hold your business hostage.
Designed for businesses invoicing other businesses or government entities.
As your invoice volume grows, your available facility grows with it.
Bridge and term financing for commercial property acquisition, renovation, and refinancing. For businesses ready to own their space or invest in income-producing properties.
Fast-close bridge loans for time-sensitive acquisitions and refinances.
Renovation and value-add financing structured around project milestones.
We evaluate sponsor track record and property fundamentals together.
We focus on business fundamentals and revenue performance. Our qualification criteria are designed to include more businesses, not fewer.
Submit your information and we'll evaluate your situation directly. Many businesses that were declined elsewhere have found workable solutions with GOLDCLIP. The application is free and won't impact your credit.
Apply Now — No Obligation